The importance of life insurance companies as part of the financial sector has significantly increased over the past decades, both as provider of important fina

Life insurance—the promise of an insurer to pay a sum upon a person's death in exchange for a regular premium—is a bizarre enterprise. How can we monetize h

In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differenc

The United States is among the wealthiest nations in the world, but it is far from the healthiest. Although life expectancy and survival rates in the United Sta